Insurance Underwriting
Assesses insurance applications and risk evidence to decide whether cover should be accepted, declined, priced differently, or issued with specific terms.
- Assessing insurance applications, risk evidence, claims history, exclusions, limits, and referral notes
- Deciding cover acceptance, pricing, excesses, endorsements, exclusions, or further information needs
- Balancing customer needs, policy wording, portfolio exposure, compliance rules, and commercial risk